Manual financial processes hold you back, increase errors, and limit scalability. Only with the right finance automation software, you can eliminate inefficiencies, optimize compliance, and enhance decision-making. However, not all tools offer the same capabilities.
Some are designed for simple finance automation, making them more affordable but limited in scope. Others, like FlowForma, cater to SMEs and enterprises, offering all-in-one solutions that automate complex processes across finance and beyond. In this guide, we will break down 10 finance automation tools businesses can use to streamline workflows and drive operational excellence.
|
Financial automation software |
Best for |
Pricing |
Ratings |
|
FlowForma |
Enterprises, SMEs |
Starts at $2,180 per month |
|
|
Tipalti |
SME’s |
Starts at $99 per month |
|
|
Stampli |
Enterprises, SMEs |
Custom pricing |
|
|
Bill.com |
SMEs |
Starts at $45 per month |
|
|
Kissflow |
SMEs |
Custom pricing |
|
|
Dynamics 365 Finance |
Microsoft Ecosystem Users |
Starts at $210 per month |
|
|
Nintex |
Enterprises |
Custom pricing |
|
|
Sage Intacct |
SMEs, Enterprises |
Custom pricing |
|
|
Airbase |
Mid-sized businesses |
Custom pricing |
|
|
Creatio |
Mid-sized businesses |
Starts at $25 per month |
Let’s look at the key features, pros, and cons of prominent finance automation tools:
FlowForma finance automation software for no-code financial process automation
FlowForma is a no-code finance automation software designed to help finance teams streamline processes, reduce manual work, and improve compliance. With quick implementation and an intuitive drag-and-drop interface, FlowForma makes it easy to automate key financial tasks like invoice approvals, expense management, purchase requests, approvals, product lifecycle management, and compliance reporting.
Additionally, a study conducted by Grant Thornton highlights how automation significantly improves efficiency and compliance in financial services, making digital transformation essential for future-ready businesses. Read the full case study here.
AI Copilot: Guides users to quickly build and optimize finance workflows such as purchase order approvals, budget requests, and payment processing.
No-code platform: Empower finance teams to design and manage workflows without technical expertise, reducing delays and simplifying processes such as client onboarding.
Document generation: Automatically produce critical financial documents, including invoices, reports, and audit records, directly within workflows.
Mobile access: Review and approve expenses, payments, and requests from any device, supporting remote work and faster approvals.
Seamless integrations: Easily connect with ERP, accounting, and payroll systems to create a fully automated, end-to-end finance ecosystem.
FlowForma Pros |
FlowForma Cons |
|
Easy-to-use, with intuitive, drag-and-drop interface |
While basic workflows are straightforward, more complex processes have an additional learning curve |
|
Transparent and subscription-based pricing model |
A glimpse at Tipalti’s home page
Tipalti is a financial automation tool that enables the automation of accounts payable (AP) processes, global delivery of payments procurement, and expense management. It automates the workflow of invoice processing, approval process, and tax compliance and allows businesses to manage supplier payments across multiple countries and currencies. It is important to note that the platform focuses solely on automating financial processes and does not extend its capabilities to other business functions.
Automated invoice processing and approval workflows
Tax compliance and reporting automation
Supplier management with self-service onboarding
Integration with ERP systems
| Tipalti pros |
Tipalti cons |
|
Enables payments in over 120 currencies, facilitating international transactions |
Rapidly growing businesses may find the platform difficult to find cohesiveness between procurement and accounts payable modules. |
|
Streamlines end-to-end accounts payable processes with an intuitive dashboard |
A glimpse at Stampli’s home page
Stampli is a financial automation solution focused only on automating financial processes related to accounts payable. It integrates with ERP systems to streamline AP functions and while it excels in optimizing AP workflows, it does not automate other business functions such as operations, finance, etc.
AI-powered invoice capture and coding
Centralized platform for AP collaboration
Supports 2-way and 3-way PO matching
Real-time analytics and reporting
Integration with multiple ERP systems
|
Stampli pros |
Stampli cons |
|
Users find it easy to navigate and operate |
Some users find the prepayments feature challenging to implement effectively |
|
Responsive customer support team |
Users have noted the absence of an accounts payable aging schedule within the platform |
A glimpse at Bill.com’s home page
Bill.com is a cloud-based finance automation solution that automates accounts payable and receivable processes for small to mid-sized businesses. It facilitates electronic payments, automates invoice workflows, and syncs with accounting software to streamline financial operations. However, it's important to note that Bill.com focuses solely on finance automation and is not an all-in-one solution.
Automated invoice capture and approval workflows
Integration with accounting software like QuickBooks and Xero
Mobile app for on-the-go access
Automatic synchronization of transactions
|
Bills.com pros |
Bills.com cons |
|
Simplifies bill payments and invoicing |
Charges fees for automated clearing house (ACH) and credit card transactions, which adds up for high-volume users |
|
Users reported good and prompt customer support |
Not an all-in-one process automation platform |
A glimpse at Kissflow’s home page
Kissflow is a workflow automation tool that also offers finance automation solutions in its suite of services. It enables organizations to automate financial workflows such as purchase orders, expense claims, and invoice approvals.
Customizable finance workflows
Integration with existing financial systems
Real-time tracking and reporting
Mobile accessibility for remote approvals
|
Kissflow pros |
Kissflow cons |
|
Intuitive, drag-and-drop design |
Users face challenges extracting data for analytics |
|
Responsive customer support |
Flow data is visible to all users unless manually restricted |
|
Allows minor workflow adjustments |
A glimpse at Dynamics 365 Finance’s home page
Dynamics 365 Finance, part of Microsoft’s Dynamics 365 suite, assists enterprises in automating and managing their global financial operations. It uses real-time reporting and analytics for financial decision-making.
General ledger and accounts payable/receivable management
Budgeting and forecasting tools
Financial reporting and analytics
Automation of routine financial tasks
|
Dynamics 365 Finance pros |
Dynamics 365 Finance cons |
|
Offers a wide range of features covering various financial aspects |
The extensive features result in a steep learning curve for new users |
|
Integrates well with other Microsoft products, benefiting users within the ecosystem |
Licensing and implementation are expensive for smaller organizations |
A glimpse at Nintex’s home page
Nintex provides SharePoint automation and workflow capabilities, enabling businesses to optimize complex financial processes with minimal manual intervention. It offers process mapping, document generation, workflow automation, and robotic process automation (RPA) to streamline finance operations.
Simplifies workflow creation within SharePoint environments
Visualizes and optimizes finance workflows
Automates document creation and approvals
Tracks workflow changes for regulatory purposes
Connects with CRM, ERP, and other finance systems
|
Nintex pros |
Nintex cons |
|
Integrates with multiple tools through built-in connectors |
Outdated documentation for support and troubleshooting, making it harder to resolve issues quickly |
|
Versioning control for better audit trails and rollback capabilities in case of errors |
Steep learning curve for beginners, especially for non-technical users |
|
Customizable workflows to suit a variety of financial processes |
A glimpse at Sage Intacct’s home page
Sage Intacct is a cloud-based finance automation solution that automates and streamlines complex accounting processes. It offers features such as accounts payable and receivable, general ledger, cash management, and revenue recognition. The platform also provides advanced analytics and customizable dashboards for timely financial insights.
Includes modules for accounts payable, accounts receivable, and general ledger
Offers tailored financial insights
Accommodates business growth with features like project accounting and multi-currency support
Provides tailored features for sectors such as healthcare (HIPAA compliance, EMR integration) and nonprofits (fund accounting, grant tracking, multi-entity support)
|
Sage Intacct pros |
Sage Intacct cons |
|
Users find the platform straightforward to navigate |
The mobile application lacks some functionalities available on the desktop version |
|
The platform provides formatting of the reports and quarterly updates, ensuring continuous improvement |
Some users experience difficulties in transferring from other systems |
|
Support teams are helpful during implementation and ongoing use |
A glimpse at Airbase’s home page
Airbase is a spend management platform that integrates with accounting systems and automates financial workflows. It includes functions such as real-time expense tracking, advanced approval workflows, and real-time audit trails. The platform also provides visibility into all non-payroll spending.
Captures and syncs transactions immediately
Maintains detailed records for compliance
Accommodates complex organizational structures
|
Airbase pros |
Airbase cons |
|
Intuitive design that makes expense tracking straightforward |
Not all features are immediately accessible; users may need time to analyze their AP process needs |
|
Provides a comprehensive overview of non-payroll expenditures |
Currently does not support international transactions, limiting global operations |
A glimpse at Creatio Homepage
Creatio is a low-code platform that merges customer relationship management (CRM) with operational process automation. It provides integrated tools for sales, marketing, and service automation, which allows organizations to automate workflows and improve customer engagement.
Offers comprehensive insights into customer profiles and interactions
Allows users to tailor applications without coding expertise
Automates processes across multiple business functions
|
Creatio pros |
Creatio cons |
|
The platform is easy to navigate, with training materials available |
Steeper learning curve |
|
Provides customizations for different use cases |
Advanced customizations might require a deeper understanding of the platform or the support of the IT team |
|
Provides real-time analytics, native APIs, and reporting for informed decision-making |
Among the above-mentioned finance automation software, it is important to choose the right one for your business goals.
In 2025, CFOs are under immense pressure to increase efficiency, improve financial visibility, and ensure compliance while managing complex workflows. While some finance automation tools focus solely on basic financial tasks, FlowForma is an all-in-one automation platform that goes beyond finance, enabling organizations to automate any business process without IT involvement. That’s why some platforms are priced under $50, while FlowForma is a $2K+ enterprise-grade solution designed for companies that need scalable, cross-functional automation.
Here’s how FlowForma addresses key finance automation challenges:
FlowForma’s AI Copilot enhances automation by providing intelligent, step-by-step guidance on repetitive work and smart, intuitive workflow guidance, supporting businesses to stay ahead of the curve and accelerate finance process automation. With Copilot, businesses can quickly and easily build and digitalize any finance process in minutes - from expenses to POs to any other process - let the power of AI handle the hard work!
Due to FlowForma's no-code user-friendliness, users construct their workflows using a drag-and-drop intuitive interface. Real-time reporting provides complete oversight into workflows, allowing teams to assess bottlenecks and improve performance.
FlowForma is more than a finance automation tool; it’s a full-scale process automation powerhouse. FlowForma eliminates financial process inefficiencies while giving CFOs and finance teams effective automated financial management systems.
Schedule a demo or start a free trial today to see FlowForma in action!